Insurance cover we offer

Don’t risk wasting all your effort by not protecting your business assets from unexpected events. It’s good business to set up a plan in place should the worst happen.

For accidents and faults

A slip, trip, or bad advice could turn into a financial nightmare if your business isn’t protected.

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

  • Made a miscalculation
  • Lost documentation
  • Failed to meet a deadline
  • Gave incorrect advice, even if you’re not at fault

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

  • Damage to someone else’s property
  • Injury to a client or member of the public (not covered by ACC)

For an all-in-one package

Pick-n-mix and tailor your BizPack to fit the needs of your business.

Business Insurance Package

Choose cover options such as:

  • Building cover
  • Contents (Property) cover
  • Tools & Portable Equipment cover
  • Business Interruption cover
BizPack Coverage

For your tools and business assets

Could you operate if your tools and stock were stolen or damaged?

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, and stock against:

  • Theft
  • Fire
  • Accidental or malicious damage
Tool coverage

Building Insurance

Covers the building you own and operate out of for the cost of repair or rebuild caused by:

  • Storm damage
  • Fire
  • Malicious damage
Building coverage

Contents (Property) Insurance

Covers the money, equipment, stock, and glass you keep in your building against:

  • Storm damage
  • Fire
  • Theft or break-in damage
Contents coverage

For when your business gets interrupted

What would you do if your business couldn’t operate as expected while waiting for repairs, replacements, or during legal proceedings?

Business Interruption Insurance

Covers loss of income or increase in costs of operation when your business is impacted by events like:

  • Property damage
  • Fire
  • Storm damage
Business Interruption Coverage

For other legal things

As a business owner you have many legal responsibilities, like protecting your client’s data, complying with business law, keeping your employees safe.

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cybercrime incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Statutory Liability Insurance

Covers you for an unintentional breach of key NZ business legislation, including:

  • Legal and defence costs
  • Fines and penalties
Statutory coverage

Cyber Liability Insurance

Covers your business from legal costs and expenses caused by cybercrime incidents such as:

  • Data breaches
  • Extortion
  • Forensic investigation
  • Business interruption
Cyber coverage

Statutory Liability Insurance

Covers you for an unintentional breach of key NZ business legislation, including:

  • Legal and defence costs
  • Fines and penalties
Statutory coverage

Business Interruption Insurance

Covers loss of income or increase in costs of operation when your business is impacted by events like:

  • Property damage
  • Fire
  • Storm damage
Business Interruption Coverage
Shopping for business insurance made easy.

Compare multiple cover types and insurer quotes in one go!

Save time and hassle by buying online in minutes

Industries we Cover

Don’t risk wasting all your effort by not protecting your business assets from unexpected events. It’s good business to set up a plan in place should the worst happen.

Fitness & Beauty

  • Personal Trainers
  • Hairdressers
  • Beauticians
  • Yoga Teachers
and more…: Fitness & Beauty

Professionals

and more…: Professionals

Trades

  • Builders & Handymen
  • Electricians
  • Painters & Decorators
  • Plumbers
and more…: Trades
Retailer

Retailers

  • Shop Owners
  • Bakeries & Green Grocers
  • Book Shops
  • E-commerce Retailers
and more…: Retailers

Hospitality

  • Café’s & Restaurants
  • Caterers
  • Takeaway Shops
  • Food Trucks
and more…: Hospitality

Healthcare & Wellbeing

  • Nurses
  • Care Workers
  • Counsellors
  • Massage Therapists
and more…: Healthcare & Wellbeing

Consultants & Freelancers

  • IT Consultants
  • Management Consultants
  • Recruitment Consultants
  • Real Estate Agents
and more…: Consultants & Freelancers

Maintenance Services

  • Cleaners
  • Gardeners
  • Lawn Services
  • Landscapers
and more…: Maintenance Services

It only takes few minute to get an estimate for insurance that fits your business needs

Trusted by more than…

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Our Insurers

We work with a selected group of trusted NZ insurance partners to offer you great cover.

The savings are real

See how much others have saved while purchasing policy through Bizcover

Martin

Gardener from

Christchurch

Saved

$2,000

on

Public Liability, Statutory Liability

& Employers Liability

Ian

Plumber from

Picton

Saved

$600

on

Public Liability &
Statutory Liability

Vicki

Management Consultant from

Napier

Saved

$1,500

on

Public Liability &
Professional Indemnity

Yvonne

Councellor from

Rotorua

Saved

$100

on

Professional Indemnity &
Public Liability

^ Savings made from August/2023 to December/2023. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.

What sets BizCover apart?

We are not just a comparison and buy site.

Make claims online

We’ll facilitate the process on your behalf with the insurers.

Flexi Payment Options

Pay monthly or annually, cancel at any time.

One Stop – Shop

Manage multiple cover types in one place.

Easy Renewals

Optional automatic renewal to stay protected.

Hear from our customers